2025-09-25 00:00:00 Increase your shop's income with the Indodana PayLater service and provide installment services without down payment for customers where all risks of default will be borne by Indodana. Indodana is registered and supervised by the Financial Services Authority (OJK) and is part of the Indonesian Joint Funding Fintech Association (APPI) What is Indodana? Indodana is a fintech platform from PT Indodana Multi Finance which provides installment services without a credit card and PayLater services. The Indodana platform provides convenience, security and comfort for customers to meet their financial needs.