2025-08-12 00:00:00 TRIO Mobile enables TRIO - a patented, multi-factor, context- and risk-aware, Strong Identification-as-a-Service (IDaaS) for Online Access and Real-Time Payments. This is the first, simultaneous by-design, online identification, and transaction authentication solution. We want to authenticate both the user’s identity and the transaction request— "who" and "what"—to ensure that nothing has been altered along the way and to save time! It also resolves the endpoint vulnerability issue: "What You See is Not What You Get!". Malware protection is based upon our patented Cognitive validation of the payee account. An extra security element is the Dynamic Link of Customer Authentication to the Amount and Payee, thus providing Payment Authentication. Product Features: • Simultaneous Online Identification and Transaction Authentication • Strong Authentication based on Possession and Knowledge